Roger Flowers Realtor Blog

Local real estate insights, neighborhood stories, and practical home guidance for Redlands, Yucaipa, and the Inland Empire.

Will a cooling labor market keep mortgage rates below 7% in 2026?

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As we look ahead to 2026, many in our local real estate community are watching mortgage rates closely. Recent labor data points to slower job growth and a slight dip in unemployment, but that's mainly due to fewer people participating in the workforce. While some are hopeful this cooling trend could help keep mortgage rates under 7%, inflation pressures are expected to stick around—possibly through 2026. There’s even talk of a potential rate hike in early 2027 as the Fed works toward its 2% inflation goal, all while navigating challenges from global events and rapid advances in AI. For buyers and sellers in Redlands, Yucaipa, and the Inland Empire, staying informed about these trends helps us all make smarter decisions in a shifting market landscape. I’m always here to help you understand what these shifts mean for your next move.

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