Roger Flowers Realtor Blog

Local real estate insights, neighborhood stories, and practical home guidance for Redlands, Yucaipa, and the Inland Empire.

  • San Bernardino County Market Update

    Here's a quick update on San Bernardino County's real estate market. Homes are selling at a similar pace as before. The number of properties available and sold remains consistent with last year.

  • California’s Dynamic Population Trends Highlight New Opportunities

    California’s Dynamic Population Trends Highlight New Opportunities

    Recent research shows that California is one of just five states to see a population decline last year, with about 9,465 fewer residents from 2024 to 2025—a small 0.02% dip. While U.S. population growth overall slowed to under 1%, Vermont experienced the largest decline. Here in California, the median age is now 39, with 5.21% of residents under age 5, and 17.5% over 65. As someone who’s helped buyers and sellers navigate the Redlands, Yucaipa, and Inland Empire markets since 2001, I see firsthand how shifting population trends can influence our local communities, housing demand, and opportunities for those considering a move—whether you’re looking to buy, sell, or invest in Southern California real estate.

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  • California’s Housing Progress: Understanding Paths to Growth

    California’s Housing Progress: Understanding Paths to Growth

    It's no secret that California faces a major housing challenge, and the latest numbers highlight just how tough it is across our communities. Nearly all cities and counties are falling short of the state's housing targets—less than 30% are meeting their goals for market-rate homes, and only 6% are on track for very-low-income housing. Construction is holding steady at around 100,000 new homes a year, which is a far cry from the 312,000 needed annually to keep up with demand. As someone who’s helped buyers and sellers navigate the Redlands, Yucaipa, and Inland Empire markets for years, I see firsthand how these shortages impact local families and those hoping to move here. My goal is always to provide straightforward guidance, so you can make informed decisions in a challenging climate. Understanding these numbers is just the beginning—local expertise and clear information can help you chart your next steps with confidence.

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  • California: $212K Income to Buy a Home

    The numbers around California homeownership can be daunting these days. With the median home price hovering near $930,000, a household needs about $212,000 in annual income to compete—almost double the typical $116,000 income. Even steady employment, strong salaries, and years of saving may not be enough for many families to buy a home here. In the Bay Area, that gap is even wider, with average homes reaching $1.4 million, turning homeownership into something that feels out of reach for too many. While steps like saving more, reducing debt, or considering a move farther from major job centers might help in some situations, the reality is that careful budgeting alone won’t bridge every gap. As someone who’s guided clients throughout Redlands, Yucaipa, and the Inland Empire since 2001, I see firsthand how affordability shapes the dreams and decisions of local families. The challenge now is determining who California’s housing market truly serves—and finding the smartest path forward for those hoping to call this state home.

  • Proposition 37: 17% Second Mortgage

    There’s a new proposal on the horizon that could change the homebuying journey for many in California—Proposition 37. As someone who’s spent over two decades guiding buyers and sellers in Redlands, Yucaipa, and throughout the Inland Empire, I know that the upfront down payment often stands as the biggest hurdle, even for families who can handle monthly payments. This measure would offer a state-backed second mortgage for select newly built homes, letting qualified buyers put in at least 3% themselves, with state assistance covering up to 17% of the purchase price. Combined, that means reaching the typical 20% down—opening doors that might otherwise stay closed.

    The state could issue up to $25 billion in revenue bonds, with homeowners’ loan payments designed to pay back investors and fund the program. It’s a potential new option for those—especially Latino households—who feel the pressure of high housing costs but are ready for homeownership if the upfront barrier is lowered. On November 3, 2026, California voters will have the chance to decide if this program deserves a statewide rollout. I’ll be following this closely, as innovative solutions like these could make a real difference for Inland Empire buyers seeking a path to homeownership.

  • Happy Labor Day!

    Labor Day in the United States celebrates the contributions of workers everywhere, while also unofficially marking the final big summer weekend before fall takes over.
    It’s known for backyard barbecues, road trips, and that classic tradition of buying things you didn’t know you needed because “it’s on sale.”
    Beaches, parks, and grills reach peak activity as everyone tries to squeeze every last drop of summer fun out of the long weekend.
    Happy Labor Day! Wishing you a fun, easygoing weekend filled with good vibes, great food, and absolutely no thoughts about Monday.

  • Perfect Home Improvement Projects for People Who HATE Renovating

    Perfect Home Improvement Projects for People Who HATE Renovating

    Not everyone loves a major renovation, but small updates can make a world of difference—without all the hassle. For those in Redlands, Yucaipa, or anywhere across the Inland Empire who want a quick refresh, consider starting with the basics: swap out your air filters, seal any pesky drafts, and try installing a smart thermostat for added comfort and efficiency. Even simple touches like updating cabinet knobs, switching to brighter or smart bulbs, changing outlet covers, or applying a fresh coat of light, neutral paint can instantly brighten up your space. These are the types of practical, low-stress improvements I often recommend to clients—because making your home feel new again doesn’t have to be complicated. As someone who’s helped countless homeowners navigate what’s worth doing, I know that the smallest changes can have the biggest impact.

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  • California’s cheapest place to live in 2026 is a quaint alpine city less than 3 hours from L.A., where median home prices are just $325,000

    California’s cheapest place to live in 2026 is a quaint alpine city less than 3 hours from L.A., where median home prices are just $325,000

    Porterville is the cheapest city to live in California in 2026, with a median home price of $325,000 and median rent of $1,358, both well below state averages. Its overall cost of living is 12% lower than the state average, earning it the highest affordability score. Other affordable California cities include Fresno, Bakersfield, Tulare, Eureka, Visalia, Stockton, Chico, Sacramento, and Clovis.

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  • California Rules Discourage Condo Construction

    California's median single-family home price hovered near $800K, leaving condominiums as a more realistic ownership path for many younger, working, and middle-class households.
    The main barrier described was legal risk: condo projects faced defect disputes that could reach court before builders had a chance to repair problems.
    After a homeowners association formed, attorneys could pursue claims quickly, and that exposure reportedly led many developers to favor apartments over for-sale condos.
    The bill would create a right-to-repair process, giving builders time to fix defects first while preserving homeowners' ability to seek stronger remedies.
    Supporters argued those changes could restore feasibility for starter ownership homes and pair with California's broader efforts to upzone, streamline approvals, and reduce fees.

  • California Homeownership Doesn’t Tip Until 47

    California voters in Mid-Q4 will consider two housing measures: one focused on middle-class buyer help, another on lower-income housing and veteran loans.
    The middle-class measure would use up to $25B in revenue bonds, covering down payments up to 17% for newly built homes statewide.
    A separate $11.25B bond package would direct $10B to lower-income housing and $1.25B in revenue bonds to veteran home loan programs across California.
    Unlike a grant, that middle-class assistance would likely be repaid monthly; supporters say it could encourage more for-sale construction, while critics warn taxpayers face risk.
    The measures would arrive alongside a state-run shared-appreciation program that recently offered up to 20% down payment help, capped at $150K, for first-generation buyers.