With mortgage rates now projected to stay higher into 2027, the cost of financing will likely remain a key factor shaping how buyers approach the market here in the Inland Empire. Even as the overall economy improves, a slower drop in rates could mean demand stays a bit softer than what we've seen in past years. Many buyers are already exploring options like rate buydowns and adjustable-rate mortgages to help manage monthly payments. Because borrowing costs remain elevated, we may see home prices rise more moderately, as buyers are less able to stretch their budgets. For those navigating the Redlands, Yucaipa, and nearby areas, understanding these evolving trends—and the right strategies to address them—can make a real difference in your next move. My goal is always to offer clear, straightforward advice so you can make decisions with confidence in any market.
Author: Roger Flowers
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The Next Building Boom Could Reset Housing
For years, we’ve heard that real estate moves in cycles, but here in Southern California and across the US, there’s been a deeper story at play—a persistent shortage of homes has driven up property values. As someone who’s helped buyers and sellers navigate markets in Redlands, Yucaipa, and throughout the Inland Empire since 2001, I’ve seen firsthand how this supply issue shapes local prices and opportunities. If a new building boom truly takes off, it could shift the landscape, offering a fresh start for many hoping to find their place in our communities. Staying informed about these trends is key to making confident real estate decisions.
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This Single Family Residence at 143 West Avenue L Calimesa has just been sold
Welcome to this inviting single-story Calimesa home featuring 3 bedrooms, 2 bathrooms, 1,438 square feet of living space, and a hard-to-find attached three-car garage. From the moment you step inside, you'll appreciate the high ceilings, abundant natural light, and comfortable floor plan designed for easy everyday living. The spacious living area features attractive wood-look flooring and a cozy fireplace, while large windows and architectural details add to the home's bright, open feel. The adjoining dining area provides plenty of room for gatherings and connects easily with both the kitchen and backyard. The kitchen features rich wood cabinetry, stone countertops and backsplash, stainless steel appliances, a gas range, microwave, dishwasher, and a convenient breakfast bar. Sliding glass doors nearby provide direct access to the covered patio, making indoor-outdoor entertaining easy. The generously sized primary bedroom stands out with vaulted ceilings, abundant natural light, ample closet space, and a private bathroom. Two additional bedrooms and a second full bathroom complete the home's practical all-on-one-level layout. Outside, enjoy a large covered patio, fenced backyard, established garden areas, and plenty of space to relax, entertain, or make the yard your own. The low-maintenance front landscaping adds curb appeal, while the oversized driveway and three-car garage with direct access provide exceptional parking and storage options. Additional highlights include central heating and air conditioning, a tile roof, indoor high ceilings, and no HOA. With its single-story design, spacious primary suite, updated kitchen, covered outdoor living area, and rare three-car garage, this Calimesa home offers a terrific combination of comfort, functionality, and value.
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New Metrics Highlight Opportunities for California Homeownership Growth
It’s eye-opening to see that, based on a revised measurement, only 41% of Californians are homeowners in 2025—over 10 points below the national average. This updated calculation, which looks at individual adults rather than households, highlights just how challenging it can be to achieve homeownership in our state. Texas and Florida have seen similar drops, pointing to high living costs as a barrier across the country. As someone who’s helped buyers and sellers in Redlands, Yucaipa, and throughout the Inland Empire since 2001, I understand how these numbers reflect the realities many folks face in our local markets. Staying informed about trends like this is essential for making confident real estate decisions in Southern California.
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Roof Repairs Start Near $150
Roof repairs in California can start at around $150, but before you start comparing prices, it's important to know that any work valued at $500 or more requires a state-licensed contractor. As someone who’s guided clients through countless home improvement projects across Redlands, Yucaipa, and the Inland Empire, I always remind homeowners: checking a contractor’s license should be your first step. The state suggests getting at least three written bids for the same work—this is key to making sure you’re comparing apples to apples on details like decking, flashing, and underlayment. Also, California caps down payments on home-improvement contracts at 10% of the total price or $1,000 (whichever is less), which helps protect you as a homeowner. Don’t forget, licensed roofing contractors are required to carry workers’ compensation insurance or approved self-insurance. Always verify this before signing any contract. Finally, be sure to check with your local building department on permit requirements, especially since California’s latest building standards code took effect January 1, 2026. Careful planning and working with trusted local professionals can make a big difference in your real estate experience.
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Should You Rent or Buy a Home in California in 2026?
If you’re weighing whether to rent or buy a home in California in 2026, here’s what I’m seeing across our local markets. High ownership costs in major metro areas continue to make renting the more affordable choice for many, especially if you’re planning a shorter stay or if your financial situation is still taking shape. However, in places like the Central Valley—where prices tend to be more approachable—buying can make sense for those who are settled and have built up some savings. With mortgage rates around 6% and rents still climbing, it’s important to match your decision to your personal plans and financial comfort. I always aim to provide straightforward advice so my clients in Redlands, Yucaipa, and across the Inland Empire can make informed decisions that fit their needs—whether that means exploring the best opportunities to buy, or finding the right rental for now.
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California’s Down Payment Wait: 14.7 Years
It’s eye-opening to realize that for many California households, it now takes an average of 14.7 years to save up a 20% down payment on a typical home—currently priced at $776,200, with a median income of $105,600. For minimum-wage earners setting aside savings on their own, that timeline stretches to a staggering 44.2 years. Geography certainly plays a part: our state’s coastline, mountains, and protected lands mean that most new housing is squeezed into premium coastal corridors. Add in a long-standing tax incentive that encourages homeowners to stay put, along with strong job growth in technology and health care, and you have even more pressure on our local housing market.
For first-time buyers, especially here in the Inland Empire and nearby areas I serve, planning ahead is more important than ever. It’s not just about saving—wage growth would have to outpace home price increases for years before these timelines shorten. As a REALTOR® with deep local experience, my focus is always on helping buyers and sellers navigate these realities with clear, no-pressure guidance, so you can make informed decisions about your next move.
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San Bernardino County Market Update
Here's a quick update on San Bernardino County's real estate market. Homes are selling at a similar pace as before. The number of properties available and sold remains consistent with last year.
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California’s Dynamic Population Trends Highlight New Opportunities
Recent research shows that California is one of just five states to see a population decline last year, with about 9,465 fewer residents from 2024 to 2025—a small 0.02% dip. While U.S. population growth overall slowed to under 1%, Vermont experienced the largest decline. Here in California, the median age is now 39, with 5.21% of residents under age 5, and 17.5% over 65. As someone who’s helped buyers and sellers navigate the Redlands, Yucaipa, and Inland Empire markets since 2001, I see firsthand how shifting population trends can influence our local communities, housing demand, and opportunities for those considering a move—whether you’re looking to buy, sell, or invest in Southern California real estate.
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